Knowledge · Terms · CAGR

CAGR

Indicator concept
Compound Annual Growth Rate (annualisierte Rendite)
The geometrically annualized return: the constant yearly growth rate that would have led from starting to ending capital. Compound-correct, unlike the arithmetic mean.

Definition

CAGR = (ending_capital / starting_capital)^(1 / years) - 1

Example: 100 -> 200 in 3 years ⇒ CAGR = 2^(1/3) - 1 ≈ 26% p.a.

CAGR is geometric, not arithmetic. That is the decisive difference: the arithmetic mean of yearly returns overstates actual growth, because losses weigh more heavily in percentage terms (variance drag / volatility drag).

Why the difference matters

+50% followed by −50% is 0% in the arithmetic mean, but in reality: 1.5 × 0.5 = 0.75 ⇒ −25%. CAGR captures exactly this reality. The more volatile a strategy, the larger the gap between the arithmetic mean and CAGR:

CAGR ≈ arithmetic mean - (variance / 2)

Interpretation

CAGR alone says nothing about the path: two strategies with identical CAGR may have had −10% or −70% intermediate drawdown. So ALWAYS read it together with a risk measure (Sharpe, Calmar, max DD). A high CAGR from a short bull window is almost meaningless — it says more about the period than about the strategy.

How Botty uses it

The scout scripts (ptj_regime_test.py, rayner_breakout_scout.py) report CAGR as a headline metric alongside Sharpe, max DD, and Calmar. Cross-asset gates compare a strategy's CAGR on BTC/ETH/SOL against buy & hold — a higher CAGR than B&H is necessary but, because of the path blind spot, never sufficient.

Limits

  • Blind to drawdown and ordering. Only tells start vs. end.
  • Start/end-point sensitive. A bull peak at the end inflates the value.
  • Needs history. Under ~1 year the annualization is extrapolation, not a measurement.